Stiftung warentest: the best e-mail providers in the test

adminonApril 29, 2023April 27, 2023Leave a Comment

The use of e-mail has become commonplace and indispensable. But which e-mail provider is the best? Stiftung Warentest took on this question and subjected numerous providers to a comprehensive test.

Stiftung Warentest: The best e-mail providers in the test

The test focused on factors such as operation, security, privacy and functionality. In particular, the protection of the user’s privacy has been closely scrutinized.

The results of the test are promising: providers were found that scored well in all areas, thus enabling secure and user-friendly email communication.

Find out which providers made it into the top 3 and what other findings the test uncovered in this article.

Posteo: The best e-mail provider according to Stiftung Warentest!

1st place: Posteo
Stiftung Warentest tested the best email providers in Germany and Posteo was named the best provider. Posteo scores well with its focus on privacy and sustainability. The emails are stored on German servers and are automatically encrypted. Posteo also uses only green electricity and is carbon neutral.
What makes Posteo so special?
Posteo stands out from other email providers because of its sustainability concept. Posteo is climate neutral due to the use of green electricity and environmentally friendly servers. In addition, all employees receive fair compensation and there is no external investor, which keeps Posteo independent.
Other top email providers
In addition to Posteo, there are other providers that have received positive reviews. In second place is Web.de, followed by GMX in third place. T-Online and Freenet were also rated by Stiftung Warentest as recommendable.

1st place: Posteo
2nd place: Web.en
3rd place: GMX

The bottom line
If you are looking for a secure and sustainable email provider, Posteo is the best choice. However, other providers such as Web.de, GMX, T-Online and Freenet are recommended. It is always worth comparing different providers and checking what is on offer. Because in the end, you should feel safe and comfortable with your email provider.

2nd place: Tutanota

Tutanota is a German email provider and ranks second in Stiftung Warentest’s list of the best email providers. Users here have end-to-end encryption, which offers the highest level of security. The location of the server in Germany ensures that user data is not stored in countries where data protection is relaxed. The provider is easy to use, has a user interface in German, which offers a lot of clarity.

The app is very user-friendly and looks very attractive on Android and iOS devices. All source code is open-source, which means users can even use the code base to build their own service. Tutanota also offers additional features such as calendar and address book, as well as encryption for contacts. In fact, Stiftung Warentest advises its readers to use Tutanota as one of the best providers for secure message transmission.

The company wants to protect the privacy of its users and does not have any malware in its products. The company also offers a very reliable customer service, which is always available in case of problems. For these reasons, Tutanota is a great email provider for people who want to keep their messages private and secure.

3rd place: Mailbox.org

Mailbox.org is a German email provider that ranked third in Stiftung Warentest for privacy and security. With this email service, you can send and receive encrypted emails. Mailbox.org also offers secure online storage for your files and a calendar.

In addition, with Mailbox.org create as many e-mail addresses as you like to use your own domains. You can also import emails from other accounts and create many filtering rules to automatically organize your emails into folders. Mailbox.org also offers a spam filter and a way to automatically delete emails after a certain period of time.

Storage capacity: 2 GB
Maximum attachment size: 150 MB
Advertising free: Yes
Price: From 1 € / month

Although Mailbox.org is not the best email provider in Stiftung Warentest, it still offers a good alternative for those who value privacy and security.

4th place: GMX

GMX is an e-mail provider used by many users in Germany. According to the Stiftung Warentest tests, it lands on the fourth place of the best e-mail providers. The service offers many features such as secure SSL encryption and a convenient function to send large files.

GMX also offers personalized email addresses. This means that you can choose an email address that matches your name or company. The e-mail service also offers a good spam filter as well as a spam blacklist function. You can use it to automatically delete various e-mails from specific senders or have them moved to a specific folder.

Summary of the advantages of GMX:
SSL encryption
Ability to send large files
Personalized e-mail addresses
Good spam filter and blacklist function

Although GMX offers many useful features, however, the provider can not compete with the three best e-mail providers in Germany. There are some limitations like the email size limit or the limited number of email forwards. Still, GMX is a good choice for users who want a secure and reliable email address to send and receive messages every day.

Rank 5: Gmail

Gmail takes fifth place among the best e-mail providers in the current Stiftung Warentest rankings. The service scores primarily for its numerous functions, such as.B. an intelligent email filter, extensive storage space and an intuitive user interface that makes sorting and managing emails very easy. In addition, Gmail offers seamless integration with other Google services such as Google Drive, Google Calendar and Google Hangouts, making it easier to collaborate with others.

Another plus point of Gmail is the security. The service uses strong encryption technologies and offers two-factor authentication to ensure your emails stay protected. In addition, suspicious activity is quickly detected and pointed out.

Of course, there are some drawbacks as well. Gmail scans your emails to display personalized ads, which is a thorn in many users’ side side. There are also privacy concerns, as Google collects a lot of data about its users. However, if a rich feature set, intuitive user interface and high security are important to you, then Gmail is definitely worth a look.

The United States of America was one of the countries hit particularly hard by the Corona pandemic. Since the virus began spreading, there have been more than 33 million confirmed infections and more than 590.000 deaths. Restrictions and rules enacted to combat the virus have greatly impacted the country and resulted in significant economic losses.

Nevertheless, there is now good news: The U.S. is relaxing its Corona rules. The country, led by key indicators such as vaccination progress, hospitalization rates and infection rates, has made significant progress in recent months. Relaxation of rules will help bring daily life back to a higher level for millions of Americans.

Relaxation of Corona rules is accompanied by an improvement in the epidemiological situation. Many Americans have already received the full dose of the vaccine, and infection rates are falling. However, it has become apparent that some states are acting faster than others, and some are going further than others. Thus, the relaxation of rules is a step in the right direction, but much remains to be done to fully overcome the pandemic.

All in all, the easing of Corona rules in the U.S. is a welcome departure from years of restrictions. It will help improve people’s lives and get the country’s economy moving again.

Relaxations in corona measures in the U.S

The first relaxations in Corona measures have been seen in the U.S. Many states have already lifted or relaxed their restrictions. President Joe Biden would also like to see an end to the pandemic by 4. July, the national holiday, the country will open again.

In doing so, the U.S. continues to pay attention to security measures. Masks continue to be worn in many areas and distances continue to be observed. Still, restaurants and stores are open again and people can resume recreational activities.

The relaxations also bring economic benefits. Many businesses are finally able to reopen and begin operations. Tourism is also being boosted again by the easing, which could create more jobs.

Lockdown fatigue leads to relaxations
Population continues to resort to online shopping
Summer vacation could boost tourism

The U.S. is showing that despite the pandemic and the necessary measures, a way can be found to slowly return to normalcy. It remains to be seen how the relaxations will affect infection rates.

Criticism of relaxations

The U.S. has begun to relax its Corona rules, and its citizens are split in their opinions about it. While for some the easing is a glimmer of hope, there are also many critics.

Critics fear the relaxations could lead to a resurgence in infection rates. Especially as some states, such as Texas and Florida, no longer insist on mandatory masks and also allow large events to resume on. Others see the relaxations as sending the wrong signal to the public, as if the pandemic is over.

But it’s not just the relaxations themselves that are being criticized; the different regulations in different states are also causing confusion and ambiguity. Some states are going significantly further in their relaxations than the Centers for Disease Control and Prevention (CDC) recommendations dictate. This leads to inconsistent approach to combating the pandemic.

Economic interests are also seen by some as motivation for the relaxations. The reopening of stores, restaurants and businesses is expected to boost the economy, but at the expense of the health of the population? The question of priorities is raised and it is hoped that the U.S. will implement its relaxations in a responsible manner.

American vaccination campaign: another step towards normality

The United States of America has taken a big step toward normalcy with its vaccination campaign. The government has decided to relax its Corona rules and people can slowly but surely enjoy more freedoms again. For example, the outdoor mask requirement has been lifted or relaxed in many states. The restaurant and bar industry may also slowly but surely open its doors again.

The vaccination campaign in the USA is in full swing. Already more than half of the population has received at least one dose. The government is even rewarding Americans with free beer if they get vaccinated. More and more people are getting vaccinated, helping to control the virus.

Another relaxation concerns travel. Fully vaccinated people will be allowed to enter the U.S. without having to go into quarantine. A regulation that is especially beneficial for tourists and business travelers. There are also relaxations in sports. Stadiums and event halls are once again allowed to host more spectators, though rules on spacing and sanitation must still be followed.

Overall, the relaxations are a positive sign and show that the vaccination campaign in the U.S. is succeeding. The population is embracing vaccination and thus actively cooperating in the return to normalcy.

Impact on the rest of the world: relaxing Corona rules in the U.S

The U.S. is loosening its Corona rules and that has implications for the rest of the world as well. With lower incidence and higher vaccination coverage, many U.S. states have begun to reduce restrictions. But how do these relaxations affect the rest of the world??

For one, opening up the U.S. could lead to more American tourists traveling to other countries. This could be an economic boon to the tourism industry, but there is also a risk of viral variants spreading from the U.S. to other parts of the world.

On the other hand, the relaxation of Corona rules in the U.S. could also have an impact on the global fight against COVID-19. If the U.S. moves toward herd immunity by reopening the economy and foregoing restrictions, it could hinder the global fight against the virus by affecting vaccine development and distribution worldwide.

Pressure on other countries increases
Arms race of relaxations vs. Limitations
Change of (political) mood globally: USA as a role model

Additionally, some countries and regions may come under pressure to relax their own corona rules to remain economically competitive. This could lead to certain areas looking out for their economic interests rather than protecting their citizens from COVID-19.

Although it is too early to assess the exact impact of the relaxation of Corona rules in the U.S. on the rest of the world, it is important to carefully monitor and evaluate the situation. This is the only way to create a safe global roadmap to overcome this global crisis.

Funding is an important part of any business, and a successful funding commitment can make the difference between growth and failure. There are many factors to consider when applying for funding. Here are some of the essential factors you should consider:

1. Business Plan: A clearly structured business plan is essential to communicate an understanding of your business. The plan should include your business strategy, targets and financial projections. A financing company will carefully review your business plan to make sure you are able to repay the financing.

2. Collateral: Collateral is assets that serve as security for the repayment of financing. They may be submitted in the form of property, vehicles, machinery or other assets. A financing company will evaluate your collateral to minimize risk.

3. Creditworthiness: Your creditworthiness is an important factor for a financing commitment. A financing company will review your credit score and credit history to ensure you are able to repay the financing. If your credit score is low, you may pay a higher interest rate or be rejected.

4. Income and revenue projections: a financing company will review your income and revenue projections to ensure you are able to repay the financing. You must provide realistic projections based on actual numbers and past experience.

Considering these essential factors can help you obtain a successful financing commitment and put your business on the path to growth.

Creditworthiness and the essential factors for a financing commitment

Creditworthiness is an important factor when financing a business or project. A company’s credit rating represents its creditworthiness and is used by banks and other financial institutions to determine whether a loan can be approved.

A high credit score increases the likelihood of a financing commitment, whereas a low credit score may increase the risk of default on the loan. Key factors in assessing creditworthiness include the company’s financial position, history of loans and their repayment, and industry trends.

The company’s financial position is assessed by ratios such as equity ratio, return on sales and liquidity. A positive trend in these ratios strengthens the company’s credit rating. The history of loans is assessed by the company’s credit score, which is based on past repayment of loans. Irregular or late repayment of loans may have a negative impact on credit rating.

Industry trends also play an important role in assessing creditworthiness. A positive trend in the industry in which the company operates has a positive effect on the credit rating. In contrast, weak industry performance has a negative impact on creditworthiness.

High credit ratings increase the likelihood of a financing commitment.
Key factors in assessing creditworthiness include the company’s financial position, history of loans and their repayment, and industry performance.
Ratios such as equity ratio, return on sales and liquidity assess the company’s financial position.
The creditworthiness of the company is derived from the past repayment of loans.
Industry trends strongly influence the assessment of creditworthiness, both positively and negatively.

Equity share

One of the key factors for the financing commitment is the equity share. Equity represents the money provided by the company’s owners or investors. It acts as a safety net for potential creditors and shows that the company has also invested in the project itself.

A sufficiently high equity ratio also demonstrates that the company itself has an interest in the project. If the company is willing to invest its own money in the project, this gives potential creditors confidence that they will be more likely to be able to recover the money they have lent out.

There are no hard and fast rules on how high the equity ratio should be, but many companies and banks prefer a minimum ratio of 20 to 30 percent. However, a higher equity ratio can also result in the company receiving more favorable terms for loans or other financing options.

The essential factors for a successful funding commitment

Strengthens the confidence of potential creditors in the company.
Shows that the company itself has an interest in the project.
Ideal ratio of 20-30 percent, but higher ratios may yield better terms.

Type of financing: The essential factors for a successful financing commitment

With a solid type of financing, companies can sustain operations, generate growth and drive innovation. But which factors are decisive for a successful financing commitment??

Business plan: A detailed business plan shows potential investors that the company has been carefully planned and is pursuing a sustainable business model.
Balance sheet and income statement: a transparent and meaningful balance sheet and income statement give investors insight into the company’s financial situation and economic performance.
Market positioning: A clear market positioning and strategic orientation of the company signal potential for future growth and success.
Financing strategy: a well-designed financing strategy that leverages different sources of funding, such as equity, debt and grants, can reduce risk and increase the likelihood of success.

Each type of financing also presents specific challenges and opportunities. A detailed analysis of the various financing options is therefore essential in order to select the right type of financing and to obtain a successful financing commitment.

Ultimately, however, confidence in the company’s management and team also determines whether investors are willing to invest in the company. Transparent communication and a clear vision can be decisive here.

Collateral for a successful funding commitment

The financing commitment is an important milestone for every entrepreneur to be able to further develop his own company. However, it is important for banks and other lenders to have sufficient collateral for lending purposes. This collateral serves to minimize the risk for the lender and provide him with a secure basis for lending.

The key factors for a successful financing commitment are therefore comprehensive business planning, a strong credit rating and sufficient collateral. Collateral may include real estate or other assets of the company, but also sureties or other guarantees. A solid equity base is also an important sign for lenders for a successful cooperation.

It is therefore advisable to obtain comprehensive information about the company’s options in advance and to prepare specifically for the financing commitment. A good credit rating and sufficient collateral are the basis for successful lending and long-term cooperation.

Business planning: comprehensive business planning that takes into account both financial and business aspects is essential for successful lending.
Creditworthiness: A strong credit rating is an important sign of successful cooperation and increases the probability of a financing commitment.
Collateral: Sufficient collateral in the form of real estate, assets or guarantees is an important factor for lenders when granting loans.
Equity: A solid equity base is another sign of a successful collaboration and minimizes the risk for the lender.

Planning and preparation for a successful financing commitment

Successful financing of a project requires thorough planning and preparation. There are many factors that must be considered in order to obtain funding approval and make the project a success.

First, a detailed business plan must be prepared that covers all aspects of the project. This includes a detailed description of the product, target group, market analyses, financial forecasts and much more.
Careful research into the various financing options is an essential factor in finding the best options for the project. This includes reviewing the terms and conditions of the various financing sources and comparing offers.
The team working on the project also plays an important role in the financing process. A group of experienced and competent professionals, including a good lawyer and tax advisor, can help to achieve the financing commitment faster.
Good timing is also an important factor. Most financing institutions have specific requirements that must be met before a commitment is made. It is therefore important that the project is presented on time and in accordance with the specifications of the funding source.

Overall, there are many important factors in obtaining a funding commitment. Careful planning and preparation, thorough research, a capable team and the right timing are just some of the most important factors that must be considered to ensure that the project is successfully funded.

Posteo: The best e-mail provider according to Stiftung Warentest!

2nd place: Tutanota

3rd place: Mailbox.org

4th place: GMX

Rank 5: Gmail

Leave a Reply Cancel reply